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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Actuarial Considerations in the Design of Term Products
for those who be- lieve in it and sell it. The primary problem with the policy seems to be a lack of ... Mordorski have given you their observations from a direct point of view. My comments are relative to the ...- Authors: Burnett A Halstead, David M Mordorski, James W Pilgrim, Robert Shapiro
- Date: Oct 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Individual Life Product Update
to justify that your conversion credit has some direct connection, generally based on the level of underwriting ... have riders. Now, that may include a rider on the primary insured, but I don't have the break-out. But I ...- Authors: Melvin J Feinberg, Mitchell Katcher, Sandra Potasky, Erica B Querfeld
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Term Insurance Reserving
radio too, and that brings us to the rise of the direct marketers. Many of you are familiar with advertising ... radio, television, and the Internet. This is the direct marketing of term insurance. These are the select ...- Authors: R Thomas Herget, Marina Adelsky, Kathleen Hansberger
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Pricing a Select and Ultimate Annual Renewable Term Product
rates based on as- sumed reversion rates is of primary importance. It is the authors' con- clusion that ... the mortality risk at favorable allowances, the direct company can shift the hazards of S/U ART to the ...- Authors: Jeffery Dukes, Andrew M MacDonald
- Date: Jan 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Alternative XXX Model Regulations from a Federal Income Tax Perspective
Alternative XXX Model Regulations from a Federal Income Tax Perspective This article discusses ... from both valuation and tax perspectives. The primary products affected are level premium term insurance ...- Authors: James Reiskytl
- Date: Dec 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy; Public Policy
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Report on the Survey of Post-Level Premium Period Lapse and Mortality Assumptions for Level Premium Term Plans
Projections 21 19 Companies were asked for their primary sources of information for developing lapse and ... Studies 16 9 Companies were asked for the primary factors driving their post level premium period ...- Authors: Douglas Knowling, Timothy Rozar, Scott Rushing
- Date: Oct 2009
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Term life
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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What's New with Term Insurance
been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...- Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy
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LHATF Exposes Revised Regulation XXX
LHATF Exposes Revised Regulation XXX This article presented excerpts taken from a 1998 newsletter ... remember changes in our nation’s overall health care system were almost mandated on employers. The same ...- Authors: Society of Actuaries
- Date: Dec 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Term life